One free trial quietly turns into twelve months of charges. Small monthly fees pile up unnoticed until a few dollars a month become hundreds a year.

The problem isn’t the subscription. It’s memory, or the lack of it. No one can track twenty recurring payments across cards, PayPal accounts, and old logins. And the companies know it. 

Statements bury the evidence. Notifications get ignored. The longer it runs, the more money leaks.

That’s why we built MyVault. It's time to stop the leak.

The real cost of forgetting

The average American spends $90 a month on subscriptions, over $1,000 a year. But a CNET says $17 of that each month is for services we don’t even use. That’s more than $200 a year gone. Millennials waste even more: $101 per month, a total of $1,212 a year.

How each generation spends on subscriptions. Source: CNET

The economy isn’t helping. Prices keep climbing, and 61% of people are rethinking their paid services. A quarter have already canceled, another 24% are about to. 

If you’re still ignoring it, you're already behind.

How MyVault uses AI to protect your money

MyVault’s Finance Agent does what your memory can’t. It watches every subscription. Across cards, PayPal, and old accounts. It sees what’s coming, when it renews, and whether you’re actually using it. 

If you haven’t logged in for months, MyVault flags it before renewal. If a service makes canceling difficult, the Finance Agent gives you the exact steps or handles it for you.

What about the subscriptions I want to keep?

The subscriptions you actually use stay untouched. MyVault tracks everything in one place so you always know exactly what you’re paying for and when. From your Netflix plan to that $2.99 cloud storage upgrade you forgot existed, it’s all there. You can sort by cost, renewal date, or last usage.

Tag items as “don’t touch” and MyVault leaves them alone. The point is not to delete everything, but to make sure you're not paying for things you've forgotten. Once you see everything clearly, making smart decisions gets a lot easier.

Does using MyVault cost money?

It sounds ironic to pay for another subscription to manage your subscriptions.

But MyVault pays for itself.

Cancel one or two unused subscriptions in the first month, and you’ve already made more than the cost of the Finance Agent. After that, every month is pure savings.

If you’re wasting $17 a month on services you don’t use, even a $5 or $10 monthly MyVault subscription leaves extra money in your pocket. 

What happens if I ignore the problem?

At first, nothing seems dramatic. That’s exactly why it’s dangerous. Small leaks add up, quietly draining hundreds of dollars a year.

And it’s not just money at risk. Old subscriptions can hold sensitive data: personal info, payment details, even addresses. If left unchecked, you lose control over how that data is stored and used.

Can’t I just do this myself?

Sure, you could. You could pull three months of bank and credit card statements, highlight every recurring payment, then manually check each one to see if you’re still using it.

But you’ll do it once. Next time, you’ll be tired, get halfway through, or get distracted. Or forget to finish. Or you’ll miss a subscription because it’s billed through an old PayPal account you never check. Or you’ll cancel one, only to have it come back six months later because you forgot there was a second account tied to it.

MyVault doesn’t forget. It doesn’t get distracted. It runs in the background, doing the job it was meant to do.

Why MyVault is different

Other subscription trackers might find a few charges and call it a day. MyVault is a secure, private vault that puts you in control. No one, not even us, sees your data unless you choose to share it.

Inside, the AI Finance Agent monitors all your subscriptions, identifies unused ones, and gives you clear actions to save money.

MyVault’s Finance Agent in action, keeping an eye on your money. Source: MyVault 

You can literally ask it:

• “Which subscriptions haven’t I used in the last 90 days?”
  
  

• “What will my total subscription cost be next month?”
  
  

• “Which services raised prices this year?”

…and get an instant answer.

Stop letting subscriptions run your life

Subscriptions aren’t the enemy. They give you access to the services you enjoy. The problem is forgetting about them.

With MyVault, you won’t waste time searching for what you’re paying for. The Finance Agent keeps track of every subscription, flags the ones you don’t need, and gives instant answers to your questions. You’ll see exactly where your money is going, what’s costing too much, and what you can cut. All in one secure, private place.

If you’re ready to take control and stop the leaks, hire the MyVault Finance Agent.

Your future self will thank you. So will your bank account.